Group Insurance
- Group Term Life Insurance
- Supplemental Life Insurance
- Medical Insurance
- Dental Insurance
- Vision Insurance
- Short Term Disability
- Long Term Disability
- Travel Accident
Each company’s requirements and wishes are analyzed and benefit programs are designed to meet the financial needs and concerns of each employer.
Retirement Planning
- 401(k) Plans
- Defined Contribution Plans
- Defined Benefit Plans
Analysis is done with highly qualified pension administrators to assess the pension needs and
wants of each client.
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Voluntary Benefits
- Long Term Care◊
- Life Insurance
- Disability Insurance
- Dental
- Critical Illness Insurance
- Transit Benefits*
Voluntary benefits are becoming increasingly popular as the cost of medical insurance has continued to escalate. Options are presented to employers should they wish to offer various coverages on a voluntary basis.
Executive Benefits
- Non Qualified Retirement Plans
- Disability Buy/Out
- Buy/Sell Arrangements
- Key Person Coverage
Supplemental retirement programs can be provided for executives on a non-qualified basis. In addition, other coverages may be needed in order to protect the company against any undue risk. The company's assets may be protected through the use of disability buy/out, buy/sell arrangements and/or key person insurance.
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