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"Referral Based — Client Centered"

Laurie Goldsmith-Heitner, CLU®, ChFC®, is a comprehensive financial advisor specializing in employee benefits, estate, and financial services. The firm's commitment is to protect clients' current assets and to assist in the attainment of long term financial success through thoughtful listening, careful planning, and personalized service.

Please take a few moments to explore our site.

Should you have any questions, please e‑mail
LHeitner@planningalliance.com or call 908-322-5530.

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* These products/services are not
underwritten or provided by Guardian.

** Investment services offered through
Park Avenue Securities.

© 2010-23 Laurie Goldsmith-Heitner - All Rights Reserved

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. International Planning Alliance LLC is not an affiliate or subsidiary of PAS.

Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 50 Tice Blvd, Suite 280 Woodcliff Lake, NJ 07677, 973.396.1933 ph# PAS is a wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY.

The Registered Representative is securities licensed in multiple states.

This Internet site may contain general information about various investment products. The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.

Links to other sites are for your convenience in locating related information and services. This Agency, The Guardian Life Insurance Company of America (Guardian) and Park Avenue Securities, LLC (PAS) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide. Although this Agency, Guardian and PAS believe that the information from these organizations is reliable, we cannot guarantee its completeness or suitability for any purpose. Accordingly, this Agency, Guardian and PAS expressly disclaim any responsibility for the content, the accuracy of the information or the quality of products or services provided by the organizations that maintain these sites. This Agency, Guardian and PAS do not recommend or endorse these organizations or their products or services in any way.

Laurie Goldsmith-Heitner is licensed to sell insurance in multiple states.

Guardian, its subsidiaries, agents or employees do not provide legal or tax advice. Please consult with your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances.

This material is intended for general use. By providing this content Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity.

Important Disclosures #2023-161118 Exp 09/25.

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